Policy Papers
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Improving the Tax Preparation Experience
Tax time is often referred to as the “golden moment” for asset building and financial management due to the substantial infusion of resources many ... -
Regulatory Environments for Youth Savings in the Developing World
Despite the potential benefits of facilitating access to youth-owned and –operated accounts, legal requirements can create unnecessary hurdles that... -
Investing in Children
Child Development Accounts as an Early Childhood Intervention
Nik Schuetz Terri FriedlineProperly designed and integrated Child Development Accounts (CDAs) can have lasting, positive effects on children's educational development and can... -
Children's Savings Accounts
Research, Practice, and Implications for Policy Design
The American Dream is built upon the enduring values of equal opportunity and personal responsibility. Ensuring that this dream remains attainable ... - policy paper | May 12, 2014 | Asset Building
Solving the Retirement Puzzle
The Potential of myRAs to Build a Personal Safety Net
The growing recognition that millions of Americans are ill-prepared for retirement has prompted a number of state and federal policy proposals to p... - policy paper | March 19, 2014 | Asset Building
Rebalancing the Scales
The 2015 Assets Budget
The 50th anniversary of the War on Poverty naturally prompts reflection on how much progress has been made and how to chart a path forward. While t... - policy paper | March 03, 2014 | Asset Building
The Financial Health Check
A Behavioral Approach to Financial Coaching
Antoinette Schoar Piyush TantiaManaging day-to-day finances is about as complex as changing the oil in a car – with some skill and instruction we can manage it, but there’s a goo... - policy paper | February 25, 2014 | Asset Building
Connecting Tax Time to Financial Security
Designing Public Policy with Evidence from the Field
The ability to accumulate and access savings is a fundamental determinant of economic security for many families, especially those with low incomes... - policy paper | December 05, 2013 | Asset Building
Asset-Oriented Rental Assistance
Next Generation Reforms for HUD’s Family Self-Sufficiency Program
Federally funded rental assistance programs in the U.S. address housing-related hardship for participants, but are unable to reach a majority of el... - policy paper | November 25, 2013 | Asset Building
Designing California's Secure Choice Savings Program
Policy Considerations for Building an Automatic and State-Based Savings Platform
Increasing access to retirement savings plans and creating incentives for low- and moderate-income workers to participate is a cornerstone of a pol... - policy paper | November 22, 2013 | Asset Building
Ohio’s Tax Time Coalition
Building Assets through Free Tax Preparation in Franklin County, 2013
Throughout the country, a network of over 4,300 Volunteer Income Tax Assistance (VITA) sites helps over 1.2 million low-income taxpayers file their...